22 Oct 2020
business insurance for startups

According to the U.S. Bureau of Labor Statistics (BLS), 45% of startups fail within the first five years of operation. Although many factors contribute to this, cash flow issues are among the leading causes. An article published by Small Business Trends indicates that most startups operate at a loss, with only 30% breaking even. Business […]

08 Oct 2020
get the most from your health insurance

Health insurance policies typically come with in-built cost-sharing features including, among others, copayment, deductibles, out-of-pocket limit, and coinsurance. To put it another way, no health insurance policy covers 100% of your medical costs. For this reason, it makes financial sense to get the most from your health insurance. Here are some health insurance tips and […]