25 Apr 2019
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Avoid these mistakes if you want to maintain your car insurance.

Many drivers assume that once they secure auto insurance, they will have their policies forever.  Unfortunately, this isn’t always the case.  There are certain missteps that can cause you to lose your coverage completely.  Here are some of the mistakes that you should avoid if you want to keep your auto insurance.

  • Failing to Pay Your Premiums

Obviously, failing to make your insurance payments will result in your insurer cancelling your policy.  If you have only missed one payment and have an otherwise good reputation, then it’s likely that your insurer will forgive you and allow you to keep your coverage as soon as you pay them.  However, if you have a history of missing payments and you have exceeded your allotted grace period, then your insurer has the right to void your policy.

  • Working for a Ridesharing Service

If you work for a ridesharing service such as Uber or Lyft, then your insurer will consider this as high-risk.  This could result in your insurer cancelling your policy, especially if you have not been forthcoming about using your car for this purpose.  If you are interested in working for a ridesharing service, then consult with your auto insurer beforehand.  They may allow you to keep your coverage so long as you supplement it with commercial auto coverage.

  • Driving with Pets

When driving with your pets, you are required to make sure that they are secured.  When your pets are allowed to run around your car as they please, they can distract you and increase your chances of an accident.  In some cases, your insurer will deny you coverage and void your policy if you get into an accident with an unsecured pet in the car.

Making these mistakes could put your auto insurance in jeopardy.  Do you have further questions regarding your car insurance?  If so, then contact the experts at Patterson & Associates in Richardson, Texas.  We are ready to assist you with all your coverage needs today.