Learn what you should do in the event of an employee injury.
As a business owner, you are responsible for the health and safety of your employees. However, sometimes accidents happen and injuries are simply unavoidable. Should one of your employees sustain an injury in the workplace, there are certain steps that you need to take. Here’s what you need to do to handle the situation completely.
1) Get Your Employee Medical Attention
Immediately following the accident, you need to assess your employee’s injuries and get them the medical attention they need. Even if the employee claims that their injuries aren’t that serious, you should still make sure to get them examined by a physician. Even after they are in the care of a doctor, make sure you stay updated on their condition and monitor their recovery process.
2) Investigate the Incident
If an accident occurs in your workplace, it is your responsibility to investigate. This might include securing statements from the injured employee and any witnesses. Additionally, you should snap some photos of the accident scene. This will help you capture and preserve the conditions under which the incident occurred. Even if the employee doesn’t sustain real injury from the accident, you should still be sure to investigate the incident as this could help you prevent serious employee injuries in the future.
3) File the Claim
Finally, you should be sure to file a workers compensation claim. Your insurer should walk you through the claims process and help you file all the necessary paperwork and submit all the necessary information. Completing this step is extremely important and you should not attempt to forgo it in favor of paying for your employee’s injuries out-of-pocket. You never know just how serious and employee’s injuries may turn out to be, so the best way to protect both your employee’s and your rights is by going through the official claims process.
These are some of the steps that you need to take if there is an employee injury at your workplace. Looking for assistance with your workers compensation or other business insurance needs? Then contact the experts at Patterson & Associates in Richardson, Texas to get started today.