08 Aug 2019
car collision

Here are some tips to help you with your car insurance claim.

If you’ve never filed an auto insurance claim before, then you might be at a loss about what to do.  To ensure that you do not make a mistake with your claim, here are some of the suggestions that you should try.

  • Take Pictures and Save Purchase Receipts

Having pictures of your car’s damage as well as the location where the accident took place will be a major help to your claim.  If you need to hire a tow truck, rent a car, or make other purchases related to the claim, then make sure that you save these receipts as your insurance might cover these costs.  Presenting photo evidence along with purchase receipts will help speed up your claims process while simultaneously ensuring that you get all the coverage that you need.

  • Call the Police to File a Report

If you have been involved in a major car accident that resulted in injuries and major property damages, then you need to call the police immediately.  Even if you are involved in a smaller accident, you should still contact the authorities.  This is because having an official police report documenting the accident will help you file your insurance claim.

  • Call Your Insurance Provider As Soon As Possible

It’s important to call your insurer and file your claim as soon as possible.  This ensures that you can recount the details of the accident accurately.  Additionally, most auto insurance policies include a clause that requires car owners to report claims “promptly.”  Usually, this means reporting claims within 24-hours of the incident or risk losing coverage.

These are some of the dos and don’ts of filing an auto insurance claim.  Do you have additional questions regarding your auto insurance?  If so, then contact the experts at Patterson & Associates in Richardson, Texas.  We are ready to assist you with all your car coverage needs today.